0000897069-13-000296.txt : 20130620 0000897069-13-000296.hdr.sgml : 20130620 20130620155812 ACCESSION NUMBER: 0000897069-13-000296 CONFORMED SUBMISSION TYPE: SC 13D/A PUBLIC DOCUMENT COUNT: 3 FILED AS OF DATE: 20130620 DATE AS OF CHANGE: 20130620 SUBJECT COMPANY: COMPANY DATA: COMPANY CONFORMED NAME: BCSB Bancorp Inc. CENTRAL INDEX KEY: 0001391137 STANDARD INDUSTRIAL CLASSIFICATION: SAVINGS INSTITUTION, FEDERALLY CHARTERED [6035] IRS NUMBER: 261424764 FISCAL YEAR END: 0930 FILING VALUES: FORM TYPE: SC 13D/A SEC ACT: 1934 Act SEC FILE NUMBER: 005-84109 FILM NUMBER: 13924492 BUSINESS ADDRESS: STREET 1: 4111 E. JOPPA ROAD CITY: BALTIMORE STATE: MD ZIP: 21236 BUSINESS PHONE: 410-256-5000 MAIL ADDRESS: STREET 1: 4111 E. JOPPA ROAD CITY: BALTIMORE STATE: MD ZIP: 21236 FILED BY: COMPANY DATA: COMPANY CONFORMED NAME: PL Capital, LLC CENTRAL INDEX KEY: 0001518768 IRS NUMBER: 364050713 STATE OF INCORPORATION: DE FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: SC 13D/A BUSINESS ADDRESS: STREET 1: 20 EAST JEFFERSON AVENUE, SUITE 22 CITY: NAPERVILLE STATE: IL ZIP: 60540 BUSINESS PHONE: 630-848-1340 MAIL ADDRESS: STREET 1: 20 EAST JEFFERSON AVENUE, SUITE 22 CITY: NAPERVILLE STATE: IL ZIP: 60540 SC 13D/A 1 cg278.htm cg278.htm
 
 
CUSIP No. 055367106
Page 1 of 17 Pages



SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549


AMENDMENT NO. 5 TO

SCHEDULE 13D/A

Under the Securities Exchange Act of 1934



BCSB BANCORP, INC.
(Name of Issuer)

Common Stock, par value $0.01 per share
(Title of Class of Securities)


055367106
(CUSIP Number)

Mr. Richard J. Lashley
PL Capital, LLC
Washington Corners
47 E. Chicago Ave.
Suite 336
Naperville, IL  60540
973-360-1666
(Name, Address and Telephone Number of Person
Authorized to Receive Notices and Communications)

June 13, 2013
(Date of Event which Requires Filing of this Statement)


If the filing person has previously filed a statement on Schedule 13G to report the acquisition which is the subject of this Schedule 13D, and is filing this schedule because of Rule 13d-1(b)(3) or (4), check the following box £.
 
 
MILW_
 
 
 
CUSIP No. 055367106
Page 2 of 17 Pages



1
NAME OF REPORTING PERSON
Financial Edge Fund, L.P.
2
CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP                             (a)   x
(b)   £
3
SEC USE ONLY
4
SOURCE OF FUNDS
WC
5
CHECK BOX IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED PURSUANT TO ITEMS 2(d) OR 2(e)£
6
CITIZENSHIP OR PLACE OF ORGANIZATION
Delaware
NUMBER OF
SHARES
BENEFICIALLY
OWNED BY
EACH
REPORTING
PERSON
WITH
7
SOLE VOTING POWER
0
8
SHARED VOTING POWER
176,521
9
SOLE DISPOSITIVE POWER
0
10
SHARED DISPOSITIVE POWER
176,521
11
AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
176,521
12
CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES CERTAIN SHARESx
13
PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11)
5.5%
14
TYPE OF REPORTING PERSON
PN
 
MILW_
 
 
 
CUSIP No. 055367106
Page 3 of 17 Pages


1
NAME OF REPORTING PERSON
Financial Edge—Strategic Fund, L.P.
2
CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP                             (a)   x
(b)   £
3
SEC USE ONLY
4
SOURCE OF FUNDS
WC
5
CHECK BOX IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED PURSUANT TO ITEMS 2(d) OR 2(e)£
6
CITIZENSHIP OR PLACE OF ORGANIZATION
Delaware
NUMBER OF
SHARES
BENEFICIALLY
OWNED BY
EACH
REPORTING
PERSON
WITH
7
SOLE VOTING POWER
0
8
SHARED VOTING POWER
71,766
9
SOLE DISPOSITIVE POWER
0
10
SHARED DISPOSITIVE POWER
71,766
11
AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
71,766
12
CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES CERTAIN SHARESx
13
PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11)
2.2%
14
TYPE OF REPORTING PERSON
PN

 
MILW_
 
 
 
CUSIP No. 055367106
Page 4 of 17 Pages



1
NAME OF REPORTING PERSON
Goodbody/PL Capital, L.P.
2
CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP                             (a)   x
(b)   £
3
SEC USE ONLY
4
SOURCE OF FUNDS
WC
5
CHECK BOX IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED PURSUANT TO ITEMS 2(d) OR 2(e)£
6
CITIZENSHIP OR PLACE OF ORGANIZATION
Delaware
NUMBER OF
SHARES
BENEFICIALLY
OWNED BY
EACH
REPORTING
PERSON
WITH
7
SOLE VOTING POWER
0
8
SHARED VOTING POWER
64,585
9
SOLE DISPOSITIVE POWER
0
10
SHARED DISPOSITIVE POWER
64,585
11
AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
64,585
12
CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES CERTAIN SHARESx
13
PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11)
2.0%
14
TYPE OF REPORTING PERSON
PN

 
MILW_
 
 
 
CUSIP No. 055367106
Page 5 of 17 Pages


1
NAME OF REPORTING PERSON
PL Capital, LLC
2
CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP                             (a)   x
(b)   £
3
SEC USE ONLY
4
SOURCE OF FUNDS
AF
5
CHECK BOX IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED PURSUANT TO ITEMS 2(d) OR 2(e)£
6
CITIZENSHIP OR PLACE OF ORGANIZATION
Delaware
NUMBER OF
SHARES
BENEFICIALLY
OWNED BY
EACH
REPORTING
PERSON
WITH
7
SOLE VOTING POWER
0
8
SHARED VOTING POWER
248,287
9
SOLE DISPOSITIVE POWER
0
10
SHARED DISPOSITIVE POWER
248,287
11
AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
248,287
12
CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES CERTAIN SHARESx
13
PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11)
7.8%
14
TYPE OF REPORTING PERSON
PN

 
MILW_
 
 
 
CUSIP No. 055367106
Page 6 of 17 Pages


1
NAME OF REPORTING PERSON
PL Capital Advisors, LLC
2
CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP                             (a)   x
(b)   £
3
SEC USE ONLY
4
SOURCE OF FUNDS
AF
5
CHECK BOX IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED PURSUANT TO ITEMS 2(d) OR 2(e)£
6
CITIZENSHIP OR PLACE OF ORGANIZATION
Delaware
NUMBER OF
SHARES
BENEFICIALLY
OWNED BY
EACH
REPORTING
PERSON
WITH
7
SOLE VOTING POWER
0
8
SHARED VOTING POWER
312,872
9
SOLE DISPOSITIVE POWER
0
10
SHARED DISPOSITIVE POWER
312,872
11
AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
312,872
12
CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES CERTAIN SHARESx
13
PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11)
9.8%
14
TYPE OF REPORTING PERSON
PN

 
MILW_
 
 
 
CUSIP No. 055367106
Page 7 of 17 Pages



1
NAME OF REPORTING PERSON
Goodbody/PL Capital, LLC
2
CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP                             (a)   x
(b)   £
3
SEC USE ONLY
4
SOURCE OF FUNDS
AF
5
CHECK BOX IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED PURSUANT TO ITEMS 2(d) OR 2(e)£
6
CITIZENSHIP OR PLACE OF ORGANIZATION
Delaware
NUMBER OF
SHARES
BENEFICIALLY
OWNED BY
EACH
REPORTING
PERSON
WITH
7
SOLE VOTING POWER
0
8
SHARED VOTING POWER
64,585
9
SOLE DISPOSITIVE POWER
0
10
SHARED DISPOSITIVE POWER
64,585
11
AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
64,585
12
CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES CERTAIN SHARESx
13
PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11)
2.0%
14
TYPE OF REPORTING PERSON
PN


 
MILW_
 
 
 
CUSIP No. 055367106
Page 8 of 17 Pages



1
NAME OF REPORTING PERSON
John W. Palmer
2
CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP                             (a)   x
(b)   £
3
SEC USE ONLY
4
SOURCE OF FUNDS
AF
5
CHECK BOX IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED PURSUANT TO ITEMS 2(d) OR 2(e)£
6
CITIZENSHIP OR PLACE OF ORGANIZATION
USA
NUMBER OF
SHARES
BENEFICIALLY
OWNED BY
EACH
REPORTING
PERSON
WITH
7
SOLE VOTING POWER
0
8
SHARED VOTING POWER
312,872
9
SOLE DISPOSITIVE POWER
0
10
SHARED DISPOSITIVE POWER
312,872
11
AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
312,872
12
CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES CERTAIN SHARESx
13
PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11)
9.8%
14
TYPE OF REPORTING PERSON
IN
 
MILW_
 
 
 
CUSIP No. 055367106
Page 9 of 17 Pages



1
NAME OF REPORTING PERSON
Richard J. Lashley
2
CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP                             (a)   x
(b)   £
3
SEC USE ONLY
4
SOURCE OF FUNDS
AF, PF
5
CHECK BOX IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED PURSUANT TO ITEMS 2(d) OR 2(e)£
6
CITIZENSHIP OR PLACE OF ORGANIZATION
USA
NUMBER OF
SHARES
BENEFICIALLY
OWNED BY
EACH
REPORTING
PERSON
WITH
7
SOLE VOTING POWER
1,426 (1)
8
SHARED VOTING POWER
312,872
9
SOLE DISPOSITIVE POWER
1,426 (1)
10
SHARED DISPOSITIVE POWER
312,872
11
AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
314,298 (1)
12
CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES CERTAIN SHARES£
13
PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11)
9.9%
14
TYPE OF REPORTING PERSON
IN
 
(1) Includes 468 shares of vested restricted stock and 906 shares underlying stock options that are currently exercisable

 
 
 
CUSIP No. 055367106
Page 10 of 17 Pages


Item 1.
Security and Issuer
 
The initial Schedule 13D, dated August 5, 2008, was filed with the Securities and Exchange Commission on August 13, 2008 (the “Initial Schedule 13D”).  This Amendment No. 5 to the Initial Schedule 13D (this “Amended Schedule 13D”) relates to the common stock, $0.01 par value (“Common Stock”), of BCSB Bancorp, Inc. (the “Company” or “BCSB Bancorp”).  The address of the principal executive offices of the Company is 4111 E. Joppa Road, Baltimore, Maryland  21236.
 
Item 2.
Identity and Background
 
This Amended Schedule 13D is being filed jointly by the parties identified below.  All of the filers of this Amended Schedule 13D are collectively the “PL Capital Group.”  The joint filing agreement of the members of the PL Capital Group is attached as Exhibit 1 to the Initial Schedule 13D.
 
●  
Financial Edge Fund, L.P., a Delaware limited partnership (“Financial Edge Fund”)
 
●  
Financial Edge-Strategic Fund, L.P., a Delaware limited partnership (“Financial Edge Strategic”)
 
●  
PL Capital, LLC, a Delaware limited liability company and General Partner of Financial Edge Fund and Financial Edge Strategic (“PL Capital”)
 
●  
PL Capital Advisors, LLC, a Delaware limited liability company and Investment Advisor to Financial Edge Fund, Financial Edge Strategic and Goodbody/PL Capital, L.P. (“PL Capital Advisors”)
 
●  
Goodbody/PL Capital, L.P., a Delaware limited partnership (“Goodbody/PL LP”)
 
●  
Goodbody/PL Capital, LLC, a Delaware limited liability company and General Partner of Goodbody/PL LP (“Goodbody/PL LLC”)
 
●  
John W. Palmer and Richard J. Lashley, Managing Members of PL Capital, PL Capital Advisors and Goodbody/PL LLC, and Mr. Lashley as an individual
 
(a)-(c)           This statement is filed by Mr. John Palmer and Mr. Richard Lashley, with respect to the shares of Common Stock beneficially owned by them, as follows:
 
(1)  
shares of Common Stock held in the name of Financial Edge Fund and Financial Edge Strategic, in Mr. Palmer’s and Mr. Lashley’s capacity as Managing Members of PL Capital, the General Partner of Financial Edge Fund and Financial Edge Strategic;
 

 
 
 
CUSIP No. 055367106
Page 11 of 17 Pages

 
(2)  
shares of Common Stock held in the name of Financial Edge Fund, Financial Edge Strategic and Goodbody/PL LP, in Mr. Palmer’s and Mr. Lashley’s capacity as Managing Members of PL Capital Advisors, the Investment Advisor to Financial Edge Fund, Financial Edge Strategic and Goodbody/PL LP;
 
(3)  
shares of Common Stock held in the name of Goodbody/PL LP, in Mr. Palmer’s and Mr. Lashley’s capacity as Managing Members of Goodbody/PL LLC, the General Partner of Goodbody/PL LP; and
 
(4)  
shares of Common Stock held by Mr. Lashley, as an individual.
 
The business address of Financial Edge Fund, Financial Edge Strategic, PL Capital, PL Capital Advisors, Goodbody/PL LP, Goodbody/PL LLC, Mr. Palmer and Mr. Lashley is:  c/o PL Capital, 47 E. Chicago Ave., Suite 336, Naperville, Illinois 60540.  Each of Financial Edge Fund, Financial Edge Strategic, PL Capital, PL Capital Advisors, Goodbody/PL LP and Goodbody/PL LLC are engaged in various interests, including investments.
 
The principal employment of Messrs. Palmer and Lashley is investment management with each of PL Capital, PL Capital Advisors and Goodbody/PL LLC, whose principal business is investments.
 
(d)           During the past five years, no member of the PL Capital Group has been convicted in a criminal proceeding (excluding traffic violations or similar misdemeanors).
 
(e)           During the past five years, no member of the PL Capital Group has been a party to a civil proceeding of a judicial or administrative body of competent jurisdiction and, as a result of such proceeding was or is subject to a judgment, decree or final order enjoining future violations of, or prohibiting or mandating activities subject to, Federal or State securities laws or finding any violation with respect to such laws.
 
(f)           All of the individuals who are members of the PL Capital Group are citizens of the United States.
 
Item 3.
Source and Amount of Funds or Other Consideration
 
In aggregate, the PL Capital Group owns 314,298 shares of Common Stock of the Company acquired at an aggregate cost of $4,003,800.
 
The amount of funds expended by Financial Edge Fund to acquire the 176,521 shares of Common Stock it holds in its name is $2,323,756.  Such funds were provided from Financial Edge Fund’s available capital and from time to time by margin loans provided by BNP Paribas Prime Brokerage, Inc. (“BNP Paribas”).
 
The amount of funds expended by Financial Edge Strategic to acquire the 71,766 shares of Common Stock it holds in its name is $973,366.  Such funds were provided from Financial Edge Strategic’s available capital and from time to time margin loans provided by BNP Paribas.
 
 
 
CUSIP No. 055367106
Page 12 of 17 Pages

 
The amount of funds expended by Goodbody/PL LP to acquire the 64,585 shares of Common Stock it holds in its name is $705,768.  Such funds were provided from Goodbody/PL LP’s available capital and from time to time by margin loans provided by BNP Paribas.
 
The amount of funds expended by Mr. Lashley to acquire the 520 shares of Common Stock he holds in his name is $910.  Such funds were provided from Mr. Lashley’s personal funds.  In Mr. Lashley’s capacity as a director of the Company, the Company granted Mr. Lashley 1,875 shares of restricted Common Stock, of which 468 shares have vested, and stock options for 3,625 shares of Common Stock, of which options for 906 shares are currently exercisable, at a strike price of $13.74.  The Company granted these awards to Mr. Lashley in connection with his service as a director.
 
Any purchases of Common Stock made by members of the PL Capital Group using funds borrowed from BNP Paribas, if any, were made in margin transactions on those firms’ usual terms and conditions.  All or part of the shares of Common Stock owned by members of the PL Capital Group may from time to time be pledged with one or more banking institutions or brokerage firms as collateral for loans made by such entities to members of the PL Capital Group.  Such loans, if any, generally bear interest at a rate based upon the federal funds rate plus a margin.  Such indebtedness, if any, may be refinanced with other banks or broker-dealers.  As of the date of this filing no members of the PL Capital Group have margin loans outstanding secured by Common Stock.
 
Item 4.
Purpose of Transaction
 
The PL Capital Group acquired shares of Common Stock because it believes that the Common Stock is undervalued.  PL Capital Group’s intent is to influence the policies of BCSB Bancorp and assert PL Capital Group’s shareholder rights, with a goal of maximizing the value of the Common Stock.
 
On June 13, 2013, BCSB Bancorp announced an agreement to be acquired by F.N.B. Corporation.  In connection with that transaction, Mr. Lashley signed a voting agreement on behalf of the PL Capital Group, pursuant to which the PL Capital Group agreed to vote its shares in favor of the proposed acquisition.  A copy of the agreement is attached as Exhibit 4 to this filing.
 
To the extent the actions described herein may be deemed to constitute a “control purpose” with respect to the Securities Exchange Act of 1934, as amended, and the regulations thereunder, the PL Capital Group has such a purpose.  Except as noted in this Amended Schedule 13D, no member of the PL Capital Group has any plans or proposals, which relate to, or would result in, any of the matters referred to in paragraphs (b) through (j), inclusive of Item (4) of Schedule 13D.  Such individuals may, at any time and from time to time, review or reconsider their positions and formulate plans or proposals with respect thereto.
 

 
 
 
CUSIP No. 055367106
Page 13 of 17 Pages


Item 5.
Interest in Securities of the Company
 
The percentages used in this Amended Schedule 13D are calculated based upon 3,189,668 outstanding shares of Common Stock.  This is the number of shares of Common Stock that BCSB Bancorp reported as outstanding as of April 30, 2013 in its most recent Form 10-Q, which was filed with Securities and Exchange Commission on May 14, 2013.  The PL Capital Group’s transactions in the Common Stock within the past 60 days of the date of this filing are as follows:
 
(A)  
Financial Edge Fund
 
(a)-(b)           See cover page.
 
(c)           The Financial Edge Fund has made no purchases or sales of Common Stock within the past 60 days of the date of this filing.
 
(d)           Because Mr. Palmer and Mr. Lashley are the Managing Members of PL Capital, the general partner of Financial Edge Fund, they have the power to direct the affairs of Financial Edge Fund, including the voting and disposition of shares of Common Stock held in the name of Financial Edge Fund.  Therefore, Mr. Palmer and Mr. Lashley are deemed to share voting and dispositive power with Financial Edge Fund with regard to those shares of Common Stock.
 
(B)  
Financial Edge Strategic
 
(a)-(b)           See cover page.
 
(c)           Financial Edge Strategic has made no purchases or sales of Common Stock within the past 60 days of the date of this filing.
 
(d)           Because Mr. Palmer and Mr. Lashley are the Managing Members of PL Capital, the general partner of Financial Edge Strategic, they have the power to direct the affairs of Financial Edge Strategic, including the voting and disposition of shares of Common Stock held in the name of Financial Edge Strategic.  Therefore, Mr. Palmer and Mr. Lashley are deemed to share voting and dispositive power with Financial Edge Strategic with regard to those shares of Common Stock.
 
(C)  
Goodbody/PL LP
 
(a)-(b)           See cover page.
 
(c)           Goodbody/PL LP has made no purchases or sales of Common Stock within the past 60 days of the date of this filing.
 
(d)           Goodbody/PL LLC is the general partner of Goodbody/PL LP.  Because Mr. Palmer and Mr. Lashley are the Managing Members of Goodbody/PL LLC, they have the power to direct the affairs of Goodbody/PL LP.  Therefore, Goodbody/PL LLC may be deemed to share with Messrs. Palmer and Lashley voting and dispositive power with regard to the shares of Common Stock held by Goodbody/PL LP.
 

 
 
 
CUSIP No. 055367106
Page 14 of 17 Pages



(D)  
PL Capital
 
(a)-(b)           See cover page.
 
(c)           PL Capital has made no purchases or sales of Common Stock directly.
 
(d)           PL Capital is the general partner of Financial Edge Fund and Financial Edge Strategic.  Because Mr. Palmer and Mr. Lashley are the Managing Members of PL Capital, they have the power to direct the affairs of PL Capital.  Therefore, PL Capital may be deemed to share with Mr. Palmer and Mr. Lashley voting and dispositive power with regard to the shares of Common Stock held by Financial Edge Fund and Financial Edge Strategic.
 
(E)  
PL Capital Advisors
 
(a)-(b)           See cover page.
 
(c)           PL Capital Advisors has made no purchases or sales of Common Stock directly.
 
(d)           PL Capital Advisors is the Investment Advisor to Financial Edge Fund, Financial Edge Strategic and Goodbody/PL LP.  Because Mr. Palmer and Mr. Lashley are the Managing Members of PL Capital Advisors, they have the power to direct the affairs of PL Capital Advisors.  Therefore, PL Capital Advisors may be deemed to share with Mr. Palmer and Mr. Lashley voting and dispositive power with regard to the shares of Common Stock held by Financial Edge Fund, Financial Edge Strategic and Goodbody/PL LP.
 
(F)  
Goodbody/PL LLC
 
(a)-(b)           See cover page.
 
(c)           Goodbody/PL LLC has made no purchases or sales of Common Stock directly.
 
(d)           Goodbody/PL LLC is the general partner of Goodbody/PL LP.  Because Mr. Palmer and Mr. Lashley are the Managing Members of Goodbody/PL LLC, they have the power to direct the affairs of Goodbody/PL LLC.  Therefore, Goodbody/PL LLC may be deemed to share with Messrs. Palmer and Lashley voting and dispositive power with regard to the shares of Common Stock held by Goodbody/PL LP.
 
(G)  
Mr. John W. Palmer
 
(a)-(b)           See cover page.
 
(c)           Mr. Palmer made no purchases or sales of Common Stock within the past 60 days of the date of this filing.
 

 
 
 
CUSIP No. 055367106
Page 15 of 17 Pages



(H)  
Mr. Richard J. Lashley
 
(a)-(b)           See cover page.
 
(c)           Mr. Lashley made no purchases or sales of Common Stock within the past 60 days of the date of this filing.
 
Item 6.
Contracts, Arrangements, Understandings or Relationships with Respect to Securities of the Company
 
With respect to Financial Edge Fund and Financial Edge Strategic:  PL Capital  and/or PL Capital Advisors are entitled to (1) an allocation of a portion of profits, if any, and (2) a management fee based upon a percentage of total capital.  With respect to Goodbody/PL LP:  Goodbody/PL LLC and/or PL Capital Advisors are entitled to (1) an allocation of a portion of profits, if any, and (2) a management fee based upon a percentage of total capital.
 
On June 13, 2013, BCSB Bancorp announced an agreement to be acquired by F.N.B. Corporation.  In connection with that transaction, PL Capital principal Richard Lashley signed a voting agreement on behalf of the PL Capital Group, pursuant to which the PL Capital Group agreed to vote its shares in favor of the proposed acquisition.  A copy of the agreement is attached as Exhibit 4 to this filing.
 
Other than the foregoing agreements and the Joint Filing Agreement filed as Exhibit 1 to the Initial Schedule 13D, there are no contracts, arrangements, understandings or relationships among the persons named in Item 2 hereof and between such persons and any person with respect to any securities of the Company.
 
Item 7.
Material to be Filed as Exhibits
 
Exhibit No.
Description
   
1
Joint Filing Agreement*
   
2
Letter dated April 25, 2011 to Mr. Joseph Bouffard, President & CEO of BCSB Bancorp, from the PL Capital Group*
   
3
Standstill Agreement dated July 29, 2011*
   
4
Voting Agreement dated June 13, 2013
   
*  Filed previously.
  

 
 
 
CUSIP No. 055367106
Page 16 of 17 Pages


 
SIGNATURES
 
After reasonable inquiry and to the best of my knowledge and belief, I certify that the information set forth in this statement is true, complete and correct.
 
Date:           June 20, 2013


FINANCIAL EDGE FUND, L.P.
 
 
By:           PL CAPITAL, LLC
General Partner
 
By:          /s/ John Palmer                                  /s/ Richard Lashley
John Palmer                                        Richard Lashley
Managing Member                           Managing Member
 
FINANCIAL EDGE-STRATEGIC FUND, L.P.
 
 
By:           PL CAPITAL, LLC
General Partner
 
 
By:          /s/ John Palmer                                  /s/ Richard Lashley
John Palmer                                        Richard Lashley
Managing Member                           Managing Member
 


 
 
 
CUSIP No. 055367106
Page 17 of 17 Pages



GOODBODY/PL CAPITAL, L.P.
 
 
By:           GOODBODY/PL CAPITAL, LLC
General Partner
 
 
By:          /s/ John Palmer                                 /s/ Richard Lashley
John Palmer                                       Richard Lashley
Managing Member                          Managing Member
 
GOODBODY/PL CAPITAL, LLC
 
 
By:          /s/ John Palmer                                 /s/ Richard Lashley
John Palmer                                       Richard Lashley
Managing Member                          Managing Member
 
PL CAPITAL, LLC
 
 
By:          /s/ John Palmer                                 /s/ Richard Lashley
John Palmer                                       Richard Lashley
Managing Member                          Managing Member
 
PL CAPITAL ADVISORS, LLC
 
 
By:          /s/ John Palmer                                 /s/ Richard Lashley
John Palmer                                       Richard Lashley
Managing Member                          Managing Member
 

 
By:          /s/ John W. Palmer
John W. Palmer
 
 
By:          /s/ Richard J. Lashley
Richard J. Lashley
 

EX-99.4 2 cg278a.htm cg278a.htm
EXHIBIT 4
 
 
VOTING AGREEMENT
 
 
June 13, 2013
 
F.N.B. Corporation
One F.N.B. Boulevard
Hermitage, PA 16148

Ladies and Gentlemen:
 
Concurrently with. the execution of this letter agreement (“Voting Agreement”), F.N.B. Corporation, a Florida corporation (“FNB”), and BCSB Bancorp, Inc., a Maryland corporation (“BCSB”), are entering into an Agreement and Plan of Merger, of even date herewith (the “Merger Agreement”), whereby BCSB will merge with and into FNB (the “Merger”) and shareholders of BCSB will receive the Merger Consideration as set forth in the Merger Agreement, subject to the closing of the Merger. All defined terms used but not defined herein shall have the meanings ascribed thereto in the Merger Agreement.
 
A condition to FNB’s obligations under the Merger Agreement is that I execute and deliver this Voting Agreement to FNB.
 
Intending to be legally bound hereby, I irrevocably agree and represent as follows:
 
(a)  As of the date of this Voting Agreement, I, or entities over which I share control, have, and at all times during the term of this Voting Agreement will have, beneficial ownership (as defined in Rule 13d-3 under the Exchange Act) of, and good and valid title to, the number of shares of common stock, par value $0.01 per share, of BCSB (the “BCSB Common Stock”), that is set forth on Appendix A hereto, and I hold stock options to acquire the number of shares of BCSB Common Stock set forth on Appendix A hereto. All of the securities listed on Appendix A are owned free and clear of any proxy or voting restriction, claims, liens, encumbrances and security interests and any other limitation or restriction whatsoever (including any restriction on the right to dispose of such securities). None of the securities listed on Appendix A are subject to any voting trust or other agreement or arrangement with respect to the voting rights of such securities.
 
(b)  As of the date of this Voting Agreement, except for the securities set forth on Appendix A, I do not beneficially own any (i) shares of capital stock or voting securities of BCSB, (ii) securities of BCSB convertible into or exchangeable for shares of capital stock or voting securities of BCSB or (iii) options or other rights to acquire from BCSB any capital stock, voting securities or securities convertible into or exchangeable for capital stock or voting securities of BCSB. The BCSB Common Stock listed on Appendix A, together with all BCSB Common Stock that I subsequently acquire during the term of this Voting Agreement, including through the exercise of any stock options, warrants or similar instruments, are referred to herein as the “Shares”.
 
(c)  At the BCSB Shareholders Meeting and at any other meeting of BCSB shareholders, however called, and on every action or approval by written consent of shareholders of BCSB, I will vote or cause to be voted all Shares over which I have sole voting power, and I will use reasonable efforts to cause any Shares over which I share voting power to be voted in favor of (i) approval and adoption of the Merger Agreement and the transactions contemplated thereby, and (ii) any proposal to adjourn or postpone such meeting to a later date if there are not sufficient votes to approve the Merger Agreement. Determinations as to “sole” or “shared” voting power shall be made in accordance with Rule 13d-3 of the Exchange Act.
 

 
1
 


(d)  During the term of this Voting Agreement, I will not, directly or indirectly, offer, sell, transfer, pledge, encumber or otherwise dispose of (collectively, “Transfer”) any Shares over which I have sole dispositive power (or any interest therein), and I will use reasonable efforts to not permit the Transfer of any Shares over which I have shared dispositive power (or any interest therein), except to the extent permitted by paragraph (g) hereof.
 
(e)  I agree that BCSB shall not be bound by any attempted sale of any BCSB Common Stock over which I have sole voting and dispositive power, and BCSB’s transfer agent shall be given appropriate stop transfer orders and shall not be required to register any such attempted sale, unless the sale has been effected in compliance with the terms of this Voting Agreement.
 
(f)  I represent that I have the legal capacity to enter into this Voting Agreement, that I have duly and validly executed and delivered this Voting Agreement and that this Voting Agreement is a valid and binding obligation enforceable against me in accordance with its terms, subject to bankruptcy, insolvency and other laws affecting creditors’ rights and general equitable principles; and further, that no consent of my spouse is necessary under any “community property” or other laws in order for me to enter into and perform my obligations under this Voting Agreement.
 
(g)  Notwithstanding anything herein to the contrary, I may Transfer any or all of the Shares over which I have beneficial ownership: (a) to my spouse, ancestors or descendants; provided, however, that in any such case, prior to and as a condition to the effectiveness of such Transfer, each person to which any of such Shares or any interest in any of such Shares is or may be Transferred shall have executed and delivered to FNB an agreement to be bound by the terms of this Voting Agreement; (b) transfers for estate and trust planning and related tax planning purposes, including transfers to relatives, trusts, foundations and charitable organizations, subject to the transferee first agreeing in writing to be bound by the terms of this Voting Agreement; (c) transfers by will or operation of law; and (d) such transfers as FNB may otherwise permit in its sole discretion.
 
I am signing this Voting Agreement solely in my capacity as a shareholder of BCSB and as an optionholder and/or warrantholder, if I am such, and not in any other capacity, such as a director or officer of BCSB or as a fiduciary of any trusts in which I am not a beneficiary. Notwithstanding anything herein to the contrary: (a) I make no agreement or understanding herein in any capacity other than in my capacity as a beneficial owner of BCSB Common Stock and (b) nothing herein shall be construed to limit, prevent or otherwise affect any action or inaction by me or any of my representatives, as applicable, in serving on. BCSB’s Board of Directors or as an officer of BCSB, in acting in my capacity as a director, officer or fiduciary of BCSB or in exercising my fiduciary obligations in the context of a Superior Proposal.
 
This Voting Agreement shall terminate and be of no further force and effect concurrently with, and automatically upon, the earlier to occur of (a) the favorable vote of the BCSB shareholders with respect to the approval of the Merger Agreement, (b) the Effective Time, (c) FNB and I enter into a written agreement to terminate this Voting Agreement, or (d) any termination of the Merger Agreement in accordance with its terms, except that any such termination shall be without prejudice to FNB’s rights if termination should arise out of my willful breach of any covenant or representation contained herein.
 
All notices and other communications in connection with this Voting Agreement shall be in writing and shall be deemed given if delivered personally, sent via facsimile, with confirmation, mailed by registered or certified mail, return receipt requested, or delivered by an  express courier, with confirmation, to the other party hereto at its addresses set forth on the signature page hereto.
 

 
2
 


This Voting Agreement may not be amended except by an instrument in writing signed on behalf of each of the parties. This Voting Agreement constitutes the entire agreement and supersedes all prior agreements and understandings, both written and oral, between the parties with respect to the subject matter of this Voting Agreement. My obligations under this Voting Agreement shall be binding upon my heirs, executors, administrators, personal representatives, successors and permitted assigns.
 
I agree and acknowledge that FNB may be irreparably harmed by, and that there may be no adequate remedy at law for, any violation of this Voting Agreement by me. Without limiting other remedies, FNB shall have the right to seek to enforce this Voting Agreement by specific performance or injunctive relief. This Voting Agreement and all claims arising hereunder or relating hereto, shall be governed and construed and enforced in accordance with the laws of the Commonwealth of Pennsylvania, without giving effect to the principles of conflicts of law thereof.
 
If any term, provision, covenant or restriction of this Voting Agreement is held by a court of competent jurisdiction or other Governmental Entity to be invalid, void or unenforceable, the remainder of the terms, provisions, covenants and restrictions of this Voting Agreement shall remain in full force and effect and shall in no way be affected, impaired or invalidated so long as the economic or legal substance of the transactions contemplated hereby is not affected in any manner materially adverse to any party. Upon such a determination, the parties shall negotiate in good faith to modify this Voting Agreement so as to effect the original intent of the parties as closely as possible in an acceptable manner in order that the transactions contemplated hereby be consummated as originally contemplated to the fullest extent possible.
 
This Voting Agreement may be executed and delivered (including by facsimile transmission) in one or more counterparts, and by the different parties hereto in separate counterparts, each of which when executed shall be deemed to be an original but all of which taken together shall constitute one and the same instrument.
 
[Remainder of page intentionally blank; signature page follows]

 
3
 


Very truly yours,



/s/ Richard J. Lashley                                      
Richard J. Lashley


Address:        PL Capital, LLC
466 Southern Blvd.
Adams Building
Chatham, NJ  07928

Facsimile:       973-360-1720

RLashley@PLCapitalLLC.com







Acknowledged and Agreed:

F.N.B. CORPORATION


By:          /s/ Vincent J. Delie, Jr.                                           
Vincent J. Delie, Jr.,
President and Chief Executive Officer

Address:               One F.N.B. Boulevard
Hermitage, PA 16148
Facsimile: (724) 983-3515

Dated:          __________________________, 2013











[Signature page to Voting Agreement]

 
 
 

Appendix A
 

 

Number of Shares Held (excluding stock options):  313,392

This amount includes:
520   
    shares over which I have sole voting power
312,872   
    shares over which I have shared voting power
520   
    shares over which I have sole dispositive power
312,872   
    shares over which I have shared dispositive power

Number of Stock Options Held:  3,625
 
 
A-1
 
 
 

GRAPHIC 4 logo1.jpg begin 644 logo1.jpg M_]C_X``02D9)1@`!`0$`8`!@``#_X0!F17AI9@``24DJ``@````$`!H!!0`! M````/@```!L!!0`!````1@```"@!`P`!`````@```#$!`@`0````3@`````` M``!@`````0```&`````!````4&%I;G0N3D54('8U+C`P`/_;`$,``0$!`0$! M`0$!`0$!`0$!`0$!`0$!`0$!`0$!`0$!`0$!`0$!`0$!`0$!`0$!`0$!`0$! M`0$!`0$!`0$!`0$!`?_;`$,!`0$!`0$!`0$!`0$!`0$!`0$!`0$!`0$!`0$! M`0$!`0$!`0$!`0$!`0$!`0$!`0$!`0$!`0$!`0$!`0$!`0$!`?_``!$(`%8` ML@,!(@`"$0$#$0'_Q``?```!!0$!`0$!`0```````````0(#!`4&!P@)"@O_ MQ`"U$``"`0,#`@0#!04$!````7T!`@,`!!$%$B$Q008346$'(G$4,H&1H0@C M0K'!%5+1\"0S8G*""0H6%Q@9&B4F)R@I*C0U-CH.$A8:'B(F*DI.4E9:7F)F:HJ.DI::GJ*FJ MLK.TM;:WN+FZPL/$Q<;'R,G*TM/4U=;7V-G:X>+CY.7FY^CIZO'R\_3U]O?X M^?K_Q``?`0`#`0$!`0$!`0$!`````````0(#!`4&!P@)"@O_Q`"U$0`"`0($ M!`,$!P4$!``!`G<``0(#$00%(3$&$D%1!V%Q$R(R@0@40I&AL<$)(S-2\!5B M7J"@X2%AH>(B8J2DY25EI>8F9JBHZ2EIJ>HJ:JRL[2UMK>X MN;K"P\3%QL?(RKR\_3U]O?X^?K_V@`,`P$` M`A$#$0`_`/%O^"F/_!TC_P`%,/V3?V_?VMOV:_A99_L]/\.O@I\;?&/P_P#! MS>)/ACJ6K:\VA:#>BWLFU;4HO%]E'>WI3F:=+2W5VY$2CBOAK_B,6_X*W?\` M/C^R_P#^&@U;_P";BORF_P""YG_*7[_@HG_V=+\3/_3K7Y34[OR^Y?Y$I72W MV75_YG^PS_P;O_\`!1C]H+_@I]^PIXM_:*_:4B\#0_$#1?VCO'WPLLT^'_AV MX\,Z'_PC'AKP/\+O$.G&73KG5-7D?43?^+]6\^Z%TJR0"UC$*&$L_P"4O_!R M+_P71_;H_P""6_[5OP5^#O[+=S\(H?!WCSX#6_Q%UY?B%\/9/%^J'Q%+X[\7 M>'6-G?)K^DBVL?[.T6R`M3!(1/YLOF_O-J^R_P#!F3_RB<^(?_9ZWQ>_]55\ M!:_`O_@]>_Y2`_LQ?]FEV?\`ZMCXB4BCYH_XC!_^"P?_`#__`+,G_AD)_P#Y MM*/^(P?_`(+!_P#/_P#LR?\`AD)__FTK],/^#4?_`()@?L#_`+_P"D?WP;_P#`_P"(/_S9T`?#/_!L M[_P5I_:T_P""K'@']K;Q'^U9/\-Y]1^#/B_X2:)X,/PZ\%OX.@6R\9Z+X[O] M:_M6)]8U?[?*9_#VG?99`\'D()UVOYN5P_\`@MS_`,',/PH_X)I>*M3_`&:_ MV>?"&A_M`?M96-M`_B^UUC4[NT^&'P9&HV3W-A#XONM((U+Q-XQ:.2SO#X)T MJ\TH65C3P+\(;?58];U[4+B:.V\4>-(8Y+:PN+22:QGO07# M!9HO\L#]B']FCXJ_\%2_^"@GPJ^!M_XGU?4_&W[1_P`6[C6OBG\1=0>34M7T M[P_=7MWXM^*_CZZ>5)A>:GIWAZ#7=6LX;@);WFJBSLII;>")/!.O^*W@M MU4I&[^)FN6#N9IY&V%/Z#?\`@DQ_P=]1_%GXA^$_@'_P4I\(>"_A[=>*[NPT M#PU^TQ\/H;S1O"$?B"_N&MK.#XJ>#+N:_@\-:;?3R6UN?&'A_45T?3)7$FL: M'I^F+=:O;?U#_![_`((\_P#!-'X*_!'2O@%X<_8S^`.N^"+/08=$UF\\<_#/ MPEXS\6^,I1:+;7VN^+_%NO:5>:[K&O:G)YEU<7SWL8M9I!'I<5A:06MM!_FB M_P#!QQ_P2?\`"W_!+;]L_2;7X-6E_9?LT_M%>'M3^(/P=TW4+FYOY?!VI:'> MV6G_`!!^'4>J7(:;4;+PMJ6JZ-J.BS7-Q<:C!X>\2:-9ZE-@'^O%! M/#.OA]X*3Q%\(YM8UU?#WA_5 M)+33QJNJKXLLQ?WHA4>="T>?S)S)<3_YZO\`P7#_`.4O7_!17_LZSXJ_^GZ6@#_80_8P^*OBOXZ? MLA?LN?&OQTVG/XU^+G[/?P=^)7BYM(LSIVE-XE\;_#_P_P")-<;3;`S7!LK` MZEJ5R;2T,\QMX/+B,LFS>?I:OB#_`()F_P#*.;]@W_LSS]F[_P!5!X0K[?H` M_"C_`(.&O^"A7[0O_!-#]@K3/VBOV9Y?!4/Q%N_CKX`^'LK^/?#+^*]#_P"$ M>\2:-XPOM2"Z6FI:45O3/HECY%S]I(B03+Y;>9E?X=_^(P?_`(+!_P#/_P#L MR?\`AD)__FTK^J3_`(/'O^42FA_]G6_"'_U&OB17\A7_``:Z_L?_`+-/[:W_ M``4)\8_"C]J?X1^&_C/\.]/_`&>/&_BVR\*^*)=7AT^W\1Z;XD\&6=CJJ-HN MIZ5=&XMK;4;V%`UPT6VX?=&S!2H!ZC_Q&#_\%@_^?_\`9D_\,A/_`/-I7[,_ M\$$_^#B'_@HA_P`%%?\`@HU\/_V8/VB[KX)2_"_Q)\/OBKXEU)/!'PQE\+^( M#J7@_P`(W>M:.8-7?Q+J:Q0"]A0W47V1O/BS'O3.ZOZ+/^(>?_@B]_TC^^#? M_@?\0?\`YLZ]Z_9L_P""0W_!-K]C_P"*FF?&[]FK]DKX<_"/XK:-I>M:+IGC M7PW=>+9=5L]+\0V+Z;K5G$FK^)-2LC%J%C(]M,7M&<(Q,;HV&H`_D;_X+._\ M%YO^"SG_``2\_;M^)W[.T%Y^S_?_``HU`V_C_P"`WBO6O@A/-<^(_A5XF>:7 M2(+K48_%\%O?ZUX4OH=0\(Z_,D4#S:EHLE^;:&"_MM_]0G_!#S_@I8O_``5) M_8*\`?'OQ,^@V?QN\.:IK/PX^/WAWPY;O8Z5I'Q#\/W32V^HZ9I\L]Q-9:1X MN\*W>@>*K"V::9;*35+O2DN+HZ:]Q)\!_P#!T]_P3//[;W[!=[\=OAUX>;5/ MV@/V.8M8^(OAV'3K0K'#;V\$,O%&@:9 MJ(\/Z/K4]W%XDL)[R\\97=NVLZ=IT>GI/:P:K::;LEGA9G_IB_X.E/\`@HI_ MPQ)_P3F\1_"SP1KOV#XW_MB3ZI\$_"L=A>K;:UH'PXO-(N9?BUXUA,<\5W;0 MP:!+;>#+6\@4S1:MXSLI[ MVU8)(`?W-?#/X;_\%R/$WPW^'_B3QW^U7^RWX,\;^(/!'A36_&7@^/\`9M.H M1^%/%6JZ#87_`(A\-)?IXX*7J:%J]Q>:6MVA*W*VHF4D.**_;2B@#^"[_@H5 M_P`&D?[57[8W[;O[3_[4OA#]JC]GWPEX8^._Q?\`%?Q(T3PUXDT/XC3:]HFG M^(;L7,.G:K-I>B7.GRWEN,I*]I/)`QP4;G`^-_\`B"._;-_Z/)_9B_\`"?\` MBK_\SM-OBY!XC\`6FO66B0 M:3XI\'?#GPU:Z5+#XBL[&_.HVUSX*O+B=TA-LT%Y;".1I%E5?XV?^#U[_E(# M^S%_V:79_P#JV/B)7]5'_!M%^W[^U'_P49_8/^(/QN_:V\>:=\1/B1H'[2GC M7X=Z9KFF>"_!W@:&'PEH_@/X9ZYI^G/I'@C1-`TB:2#4O$>KSF^ELGOI5N5A MFN)(8+=(OY5_^#U[_E(#^S%_V:79_P#JV/B)0U9]M$]/-)K\&4M5_GY:=-#\ MZ/\`@C[_`,'"?Q:_X)!?`_XF_!'X??LZ?#KXR:9\3/BM)\5+W7?&7C#Q+X=O MM+OI/"/AKPB=)M;71+&ZMY[06_AJ&\%Q*ZS>==2Q[=B(3^O-C_P>Z?M+7=[9 MVK?L,?`Q%N;JWMV3_\&UO_``0Y_84_X*C? MLI_';XO?M4Z5\4[_`,8_#[]H2?X;^'9/`?Q$G\':!O$ZI>6,6E7Z MW5[_`&IK^H,;LR(3`T,.S$08_P!'5O\`\&A7_!'>VN(+F+PY^T7YMO-%/'N^ M.5X5\R)UD3._\'D/Q$U31?\`@E9\-_"MG,UM:_$_]IGX M<0:U%&7Q([)BN& M*WI&[;N5OZ7O^#PGX27_`(P_X)*6'C328))[?X(_M#?"CQ+JY$9D-KX>\1V^ MO?#C[7)(""@77/%/AVV9MC!C=^*G@/1$FD6+S_$VB>)/A]\2+..-F!$DK:'X(\1Q1PY4R/*I4ET6-P# M_5"K^*K_`(/:/`.E:Q^Q?^R-\2)88O[=\#_M&>(?#.GW3*#,FC^/OA[?7>M6 MD;;=RI58A2G]JM?P^?\`![E\7-)T?]FC]BOX'+=QGQ#X M]^-'C_XDFQ5U:5/#WPV\&V'A^>YFC`+Q)/JWQ(TZ.UD9D68VEZD8D,$IB`/S MP_X,D_B!JFG?M??M@_#%+A_[%\5_L]>'/&=Q:'>8SJ?@OXA:;I%K<@!M@D6U M\:7D1+*6*OA2H#!OYZ_^"X?_`"EZ_P""BO\`V=9\5?\`T_2U_2#_`,&1?PFU M34?VA?VU_C@T$@T/PG\(?`/PR2Z\HF-]8\<>+[KQ,UL)BP4.ECX&,K1A78AT M9B@"^9_-]_P7#_Y2]?\`!17_`+.L^*O_`*?I:`/]U30]4EU..]T:WN;IKJW?0XHHX&C$3I/(S,"B@_W M\_\`!X]_RB4T/_LZWX0_^HU\2*_BT_X-U/\`@G;^SC_P4Q_;B\5?`/\`:>LO M&5]\/](^!GB_Q_9P^!_%,OA'5QXAT77_``IIUD\FIQ6=\TEF+;6+P2VOD@2. M8WWCR\$`_9;_`(C?/VF/^C%O@7_X='Q__P#*BOZVO^"&G_!3_P`;?\%:/V// M%'[3/CWX6>%?A#K6@?';QE\(XO"_A#7=7\0Z7<:?X8\(?#[Q+!K$E]K-O;7: M7EU-XSN;66W6,P1Q64#HQ>60#X+_`.(0/_@CI_T+G[1G_A\[S_YG*_:+_@GS M_P`$[OVVUQ9WEO!=VEW!+;75 MKZ#:&WF,T>F67A_5-T#WZ11?[%]?R/\`_!Y)\%/AYXQ_X)D>#OC5K6AP MS?$CX,_M`>"-+\#>)$"I>Z?HGQ*MM4TGQCHDDFTM+IFKC2=#OI;*=$^%WPG^`7@#X=^'Y M9]0CU3QK+%:1>+=7TFQ4!6U?XE?$[6=4U""-8VNTTR7P[HMQ/<#2(&7_`%5_ M^".?_!/CP]_P32_8'^#'[.5K;6C_`!`DTF+X@_&_7+>*,2:]\8O&5E8WWB]F MN5C26\L/#KQVGA#0IIP)/["\/Z<2D3,T:_YR_P#P:A_`_P"'7QL_X+!_#&;X MBZ)'KT?P=^&'Q%^-W@NTG;_1+7XA^#9_#6G>%=:N82"MPV@W'B.XUG3D;`@U MFQTV^4[[10?]:R@`HHHH`_Q8/^"YG_*7[_@HG_V=+\3/_3K7Y35_I(_MW?\` M!HCK_P"V7^V+^T;^U3:_MLZ/X$M_CU\5/$WQ)B\'7'P9O=_Y2`_LQ M?]FEV?\`ZMCXB5_:/_P13_X):7W_``2/_96\7?LW:A\8+3XUS>*/C1XE^+*^ M*K/PE-X-BM(_$'A3P5X:&BG2Y];UYY7MF\(M=F\%XBR"]6(0(82\GP/_`,%O MO^#>+7/^"OO[0OPN^.6E_M.Z3\$(?AS\(H?A?)X>O_AK>>-)-4DB\7>(_$_] MKIJ%OXLT!;5&77A:?9&MIF!MC+YY$@1'*U]-?=BONBD_Q*CMLUJ]'ONSX]_X M,F/^3`_VK?\`L\&Z_P#5+?"NO[.Z_%/_`((>?\$D=3_X(_?L^?%KX'ZI\:K# MXX3?$SXR2_%6/Q!8>#;CP5'I,&FO?MBW,*E;M8 M?(S$9'_:RI&?,'[:?[+_`(0_;2_92^/7[+/CJ3[-X>^-?PX\0>"WU)8EGET/ M5[NW^T>&_$4$3X62X\.^(K72M;@3*[Y;!4WINW#_`!G=.?\`:A_X)"?\%!-& MO]6T6Y\#?M%_L@_&6PU232=3ANHM(U\^'M065X"[)!)J_@+XC>&9)8$O;4K' MK'A37S/:31M.DB?[@-?C3_P56_X(;_L8?\%8]$T_4_B_I>L_#3XY>&K#^S_" M7[0/PQ@T.S\=P:?"ERUEX:\8PZKIE]8^.?!MM=7+W4>BZE]DU*P=IAX?U_0S M>7K7`!\+_![_`(.VO^"2?C3X(:3\1/BA\0OB#\)/B;#H%I<^+_@K=_"[QMXG M\0V?B86^+W2/"NN^'M*O?"GB33KB]CD&D:K+KFF#[%+:SZ]#H&M:T#X>:-9V'PP_9Y^%9_P")GK>C>$4OF:![ MV#3S<)>>,O&^NW(_^#(;]I>+Q3-!X M1_;@^!E]X*:['V?5/$?P]\?:7XIAL&G8,9M!TR;6-)N+N"VV,`GB.UANI]R% MK./#U_0'_P`$J/\`@U]_8U_X)U>-=`^.WQ)\1:I^U;^T9X>$-UX:\1>.?#^B MZ5\,/AUK4/F&/7_`/P\$6J7`\36YD!L_$OBGQ#KUSIOQP[T)FF_S./^"X?_`"EZ_P"" MBO\`V=9\5?\`T_2U_M35_$=^W5_P:'>)_P!LC]L3]H_]J>T_;:T'P+;?'OXL M^+/B9#X.N/@QJ&MS^&X_$U^]ZNDRZO'X]T^/47M`WEM=)8VJRD;A"G2@#"_9 M!_X.[O\`@GA\`/V4?V:?@7XN^#7[5^H^*O@W\!OA+\+O$FH:#X1^&5QHE]KO M@/P)H7AC5KO2)[WXIV-Y-IEQ?:9/+8RW5E:7$EL\336T$A:-?HK_`(C2_P#@ MF?\`]$-_;$_\(SX4_P#SWJ_./_B!Y\7_`/20;PW_`.&$U3_YY-'_`!`\^+_^ MD@WAO_PPFJ?_`#R:`/T@_P"#K_XEZ)\:/^"'GP5^,/AFUU&Q\.?%7XV?LW_$ M?0++6(K>'5[/1?&_PX\;^)=+M=4AM+B[M8M1M[+4X(KV.VN[J!+E)%AN)HPL MC?QF_P#!`7_@I=\$O^"5_P"V=XF_:)^//A;XC>+?!VL_!;Q7\.;;3/ACIF@: MKX@36==USPQJ=K=36_B+Q%X:L5T^.#1;E)Y$OWG622$);NK.R?Z-7_!1O_@C MSJG[>7_!,KX#?\$][+XXZ?\`#F^^"_\`PHKS?B;=>"KCQ#:Z]_PIOX?7W@>7 MR_#<7B#2YK'^W7O/[0CW:K<_853[.WV@GS1_-/\`\0//B_\`Z2#>&_\`PPFJ M?_/)H`_1S_B-+_X)G_\`1#?VQ/\`PC/A3_\`/>KZ/_9"_P"#J[]@?]L[]ICX M-?LM?#3X1?M0:'X\^-WC*T\$^%]6\8>%?AS9>&;#5+RVNKJ.?6KK2OB9J^HP M62QVD@=[33;R8,R`0D$D?BI_Q`\^+_\`I(-X;_\`#":I_P#/)K[$_P""?G_! MI!XF_8B_;/\`V=?VL;O]M70OB!;?`GXB6'CJ;P9;?!O4-!G\1)96=]:'3HM8 ME\=ZE'I[2&\#BX>QN@OED>4=V0`?VN5_+M_P=]_\H<_$O_9Q?P,_]+O$5?U$ MU^5__!8O_@G!?_\`!5']C+4_V4--^*=G\';G4/B1X#\?#QG?>&)O%T$2>#)] M1F?33H\&KZ)(SW_V\*MQ]N`@\LDQ2;L``_S_`/\`X,[/^4O^$)Q)XOOO#=XNK?VO<>,=&?A=J_A&82+J^GN]];:Y-I\*3[YKJ-8Y2GMG[<'_!5C M]B3_`()XZUX*\*_M-?$W6-$\:^/]+OO$?AWP)X&^'WCKXH^-&\'Z3,`_1>BOC#Q1_P4)_ M9!\(_LM^"_VT=2^,.FWW[-7Q"O/`.G^$?B7X:T+Q3XLL]5O_`(F>(]/\(^$; M+^Q?#6B:IXCL[JY\2ZE;:-JEO?Z1;3>';Y;J'Q`FF&RO/(^@?C-\8OA[^S_\ M)?B%\7!;RR$*0#TZBORT_8Y_X+._\$\?V^/B=?\`P>_99^,7 MBOXA>/\`3O`NL_$BXTC4/@7\=_`5H_A#0;[1--U+4;77?B#\-_"^@WMPEYXB MTB.WTNTU*;5+Y;EI;*SGBM[EXNSL_P#@K#^PAJ'[/4/[4-G\9KV?X1S_`!V_ MX9DCND^&GQ3'C7_A?/\`PDZ>$/\`A6,GPM;P8OQ+B\3C6I(@UK)X41$TV6/6 MGE71W6^(!^C%%(K!E5AD!@&`8%6P1D95@&4^H(!!X(!KX9^`7_!2?]BO]I_X M]_$[]F7X&_&W3/'/QG^$4'B*[\8^%K;PWXRTNS>R\'^)++P?XMU#PIXIUSP] MIOA3QWI_A?Q3J6GZ!X@OO!6MZ]:Z1JE[;6E[+#),@(!]ST45X;^S?^TA\'OV MM?@_X;^/'P%\4S>,_A=XMU'Q?I6@^(I]`\1>&);V^\">,M?\`>*(6T7Q7I6B MZY:C3O%?AC6]-66[TV&*]2T6^L7N;"YMKF8`]RHKY1^,G[;O[,?P`^//[._[ M,OQ9^)MKX3^-G[5>H>(M+^!7@R70?$^I/XSO?"T5G+J\4NLZ1HU_H'AQ4:_M M+>RE\4:GHT6JWLOV+3'N[M'A7BOVX/\`@H[^R#_P3G\.?#_Q7^US\2]4^&^B M_%'Q'J?A/P--I/PY^)7Q(NM;U_1],&LZA8KIOPT\)>+M1L_(TYA<"XO[6UMI M0#'%,\JE``?<=%?$G[,'_!1;]CO]LGX'^._VB/V=/B];^/\`X6_#"3Q#!\0M M2/A7QKX9\0^#[CPOHS>(=7M=>\#>+/#NA^-;"Y71%_M*R@FT`2:I:LCZ:MWN M`/S'^RS_`,%V_P#@EI^V9\5?#/P4^`?[3<.N?$KQL+@>"O#WB_X8?+XQ MN;6"6YFT[PMJ_P`3O`7A'1=>U80032QZ3IFHW.HSK$X@MI&&V@#]=Z*^1=8_ M;L_99\/_`+8_AS]@36_BA!I?[5GB_P"%Q^,GACX9WOAWQ7!'KG@%;S7+$ZCI MWC!]#'@BYU,2^&M>E_X1I/$1\1FSTRZOAI1LT$YP[+_@H;^R3J'P"_:/_:=M M/B9=R_!7]DOQS\7OAO\`'KQ:?`OQ`CF\&>,?@3>1V'Q0TN#P[)X87Q+XG3P[ M=2I'%J'A32-:T[6@=^AW>HQ@L`#[6HK\O_V,?^"Q_P#P3Y_X*`_$[4?@]^RK M\8/$_P`0/'VE>"]0^(-YI>K_``1^.7PZL5\)Z7J6BZ3>:E#X@^(_PZ\*>'[J M1+[Q!I,<5A;:G+J%Q')?VF[ MOP[\5/!WQ;UGX&^*;77?@O\`'72_!^@?$O0/$\W@[5M"U7XDWGPVB^'EG;6? MB&![%M=F\3+H#J8[R/4WLI8[A@#]F:*9')'-&DL3I)%*BR1R1L'22-U#(Z.I M*LCJ0RLI(8$$$@UX+\,_VG?@I\7_`(Q?M#_`3X?>+9M;^*?[*VL_#S0/CGX< MD\.^)=*B\'ZK\5/!J>/_``-;0:WJ^D6.A>)1K'A21-2>?POJ6LP::Y^PZI+9 MWX-L`#WVBO`O!/[3WP4^(?QY^,O[,_A'Q;-J?QG^`&C^`]>^*WA1_#OB6PA\ M-Z5\2["ZU/P9(=0TBU\-ZV=6LK*YF>#0=6U*?3S&(]2BM)71&^+_VPO\` M@M%_P3F_8,^,UK\`/VI/CEK'P\^*=WX*T/XB+H-E\'?C5XYLK?P;XCU/6='T MG7+_`,1^`?A]XF\-Z?;S:AX?U:&:.]U6"XLUM1->0P0S022@'ZFT5XCX4_:4 M_9]\<>%_#?C3PI\:/AIK?A;Q?H&C^*/#6LVGC'0_LFKZ!K^G6^K:/J=KYM[' M)]GO].N[:[A\R-'\N5=Z*V5!0!_.1^Q1\(?V\_&W_!2#_@J7XR_9T_:Q^'OP M9_9\\+_\%.M#;XT_"#Q-\%;#Q[XD^)D.G?"+X%ZKXLCT+QS"=9^'_@36/$MI\8/AKX4\3^)KF#2G\3S^,A;ZS? M^"+"[&L>(XTAN[?2;IWMA/\`T6>&_`7@;P;J'BS5O"'@OPGX5U7Q[K[>*_'6 MI^&_#FCZ'J'C3Q2UA9Z4WB7Q9>Z99VMSXCU]M,T[3]-;6=8DO-1-A8V=F;DV M]K!&G!?&;]F[]G?]HW3]%TG]H/X#?!KXZ:7X;U%=7\.Z=\8?ACX*^)=CH.J* M4/\`:.C6OC/1-:@TR]81HDES9)!++&/*D=XR4(!_%!KX@\/_`/!N9\6_B+]@ MNO`WP#\??\%7W^-'[.MCXCMY-"MO#G[+WB;]MOPIK/@&\%O?F%-,\/O9VVM: MY92&.UL_[+NX[V)?L\HGE_H1_P""@'[8?[*?[67_``2H_P""E+_LP_M&?!?] MH!/`/[*7Q$C\;M\(/B+X6\?KX3D\3>#?$Y\.IXA/AK4M1&DMK8\/ZX=+%[Y) MOAI&H_9_,^R3[/UM\8?!CX/?$+X?Q_"?Q]\*/AKXX^%D-OI-K%\-/&'@7POX ME^'\5KH+P2:';1^#=:TJ]\.I;Z*]M;/I,*Z:(].>W@:S6$Q1E>&\%?LE?LJ? M#7PWXY\&_#G]F7]GSP!X0^)^GVND_$OPKX*^#'PX\*^&_B'I=C#J5O9:;XYT M/0O#=AI?BW3[.WUG5X+6SU^UU"VMX=5U***-$OKI90#\,_\`@A;\;)/$.A_" M+P%KG_!8#]G[]LB0_LI^#(O#O['O@7PQ\'/#WQ#^#=SHND^!GN;O5M1\&>+- M7\9:V/A_I:7/@O6(=9TJT1KO4DO]1,%[!%$?F73_`-BCP]8?\'*MW\(HO%%Y M_P`,W_\`"OO^'O:?`W[+&/"W_#6NJ7FJ?L[3>+9HB6226'5/M?Q*@9(X@/$= MU&9$D-HDLG]+_P`,/V0/V2_@CXG_`.$V^#'[+O[.OPB\9?V==Z1_PEOPP^"? MPT\`^)_[)OVA>^TO^WO"GAG2=5_LZ]>VMVN[+[7]FN6MX6FB"_\`A:9\++X'/Q+_`.$6T/\`X6`?!2:D^L+X//C+[#_PD9\+ M+J\CZJOA\ZE_9*ZD[WPM!=,92`9WQ@\>O\*_A+\4?B?'H&I^*Y/AO\.O&WCV M/POHL33ZQXD?P?X:U/Q"N@:3"BN\VIZPVG#3K")4=I+JYB158D`_YZ__``2X M_:[\3?`7]O/]D+Q#H7C?]EKXQ>*O^"CU[IMU\+]`TCXT/K/@C_@GI\+_`-HW M]H6Y^+/[7/[.>M?#M?&.E>*-$^-&NR:/X67X:WOBR_N&USQQI1\/6^D:W:QW MUDW^C8RJZLCJKHRE65@&5E88964Y!4@D$$$$'!XKY5T3]A/]B'PU=ZO?^'?V M.?V6-"OO$'BS3O'NNWFD?L^_";3KK6/'&D7CZAI/C'4Y[3PE#+?>*-+U"66_ MTW7KEY-4L;Z::\M;J*XEDD8`^JZ_FL_X-Z_VVOV/M,_80_9S_95U']ISX%V/ M[2T_Q-_:CTR'X"W7Q.\(P?%J74=4_:@^.'BK3;&/P')JJ^(WNK_PS=6VO6D" MZ>9)])GBOXU:V=9#_2G7S%X2_8F_8R\`>,].^(_@3]D?]F+P5\0]'U"?5])\ M>>$O@)\*O#?C/2]5NDGCNM3T[Q1HWA2RURRU"Y2ZN4GO;:^BN9DN)UDE82R! M@#^,S_@LA\7/B5\2_P#@H-^V!^T#\+?V9OCG\:3_`,$Q/#_[)>E_#OXY_#72 MM#U+X8_L^^-?@MX_T?\`;!^/6I>/KN]UVRU)&U/P;>VOAG7DT'3M1N(=(L[N MTUE+>""//ZJ_\%C_`!3\5OCK\4/^"#7CW]CWQOX`\(_$WXL?M%^+/'?P4\=? M$71;SQA\/M.B\8_LQZGXFT[4]=T;29K>[UG3;KPS?W"6ZV"?#5KIWQ1U;Q/IB:+XDU M3XBV4&F1VWC;4?$.C1QZ3KE[XEBU.YU;3(TL+^6XM46(0K\%_@ZD'PRM5^$_ MPT6U^"@@7X-6R^!/"RP?"1;711X;M5^&4(TH1^`A;>'0-!@'A5=*$.B@:7'M ML1Y%`'\W7_!-+0_BGHG@7_@OO:_M+:WX3\7_`+6EE\7/&^E?'+QQ\-K--`^% MOBJ"T_93TRZ^'MYX'\'OINGZCXZAJ_GSR7]RT;RO^5/ MP.^._P``/CC_`,$W_P#@W6_9$^!_Q`^'WQ/_`&W/!?[9_P"S+\0[[P;\.]>T M+Q?\1O@/\.?AI\2?'/B3XQ:_\2+/P_=WVK>`-(_X1":V&I:!XG&E'7;.>"XD MM)K>UBD']U&G_"GX7:3J/C_5]*^&W@'3-6^+#0/\4]4T_P`'>'K+4?B6]MID MFB6S^/[VVTZ.Y\9-;Z-++I$#>(I=2,6F226$96U=HCP7PK_94_9>^!>K76O? M!+]F[X"?!W7+ZV:SO=:^%?P>^'GP]U:\M'P7M;K4?"7AW2+RXMF*J6@EF>)L M#*G`H`_E>_X*6?LV?$/XY?\`!;?XT_$WX!O-;_M3_LD7_AZT^+W[0G_``4B^*%KH.K(L>J:';>/SX8\ M60:1J4:O(D=_IL6K)9WB+(ZI<02*'8`,?[4H?AYX`M_'=[\4K?P-X/@^)VI> M&+3P3J/Q&A\,Z+%X[O\`P98:E-K%CX1O?%Z62^(+KPQ9:O<3ZK::!/J$FE6^ MI3S7T-HEU*\K`_%GPLTCX*?"32OACX]O==U+QU\.--^&_@ZQ\ M!^--1\4>6/$U_P"+/"%KHT7A_P`1WOB(0Q?V[=:QIUY/J_E1_P!H27&Q<`'X M:_\`!$[XX_\`"4V7@3P%KG_!8/\`9\_;AU`_LT^`[CP]^R]\//#/P;\-^//@ MY#H&C^$K?4[K5[GP-XLUGQ5K47@^WO+3P=JS:QIMHD=]-#,9=,NM$D\6?"[X*_#;X?^)9-&OI;:>]TA]=\)^& MM)U1],O)[*SFNK!KHVMQ+:6TDT3O!$R=7<_L_P#P'O/"7CGP!>?!/X1W7@3X MG^)]2\;?$OP5<_#?P;/X2^(?C/6;VQU+6/%WCGPY+HSZ/XM\3ZKJ.EZ9J&I: M_K]EJ&JWU[IUC=75W+/:6\D8!Z'XGQ:+I<=A',_F3)9I8P M+:I+(.'D6`('?^)@6[U_--^RU^V9^R7^RQ_P6&_X+I:+^TI^TE\$_@/J_C[X MM?L)2^"--^+/Q)\*>!+[Q9%I/[)&B6FJ2>'K;Q'J>GRZLFGW.JZ;;WC62S"W MFO[2.4JT\8;^FRWM[>TMX+6U@AMK6VABM[:VMXDAM[>WA18X8((8U6.*&*-5 MCBBC54C151%"@`?-?CG]BK]C;XH>,]4^(_Q+_9*_9E^(?Q"UN>QN=:\>>.?@ M-\+/%OC/5[G2[&STS3+C5/%&O^%=0UR_GT[3=/L-/L9;N^EDM+&QL[2W:.WM MH8T`/PK^%_[8_P"R?^RO_P`%P/\`@JK?_M*?M'_!7X#V7CGX1_L4?\(;=_%G MXC^%?`=OXI_LWP!KLVH?V#+XCU/3TU3[%%?64EU]C,OD)=6[2;1*A/S[^V#X M-_;7^/7_``6Z_:,\&?\`!/[Q;^RI8W'Q6_X)#?!K0_B%XE_:1TWQGXI\)WGP MD\:_&;XE646I_#^V\$6FJ6>I:_/+J-G>V;>(+2\\/76FLY>.4NF?Z6?B%^Q; M^QS\7/$]SXV^*_[)O[-'Q.\97MM8V5YXM^(7P(^%OC3Q/=V>F6T=EIMI--)\(^'].\6/X!T*Y>]T3P0_B.ST^'6&\(:->227>E>&FO#HNG7, MCSVEE#*S.0#^=[X1_P#!MO\`![P'\*?ACX'\1?'WXB:MX@\&?#WP7X4UW5-& M@AT[1]2UCP[X;TW2-3U#2M/FFEFL--O+VSGN;&SEEDDM;62*"21V0L2OZ7** M`"BBB@`HHHH`****`"BBB@`HHHH`****`"BBB@`HHHH`****`"BBB@`HHHH` &****`/_9 ` end